MasterCard skal drifte Android Pay
Purchase, NY – May 28, 2015 – Today, Google unveiled Android Pay, which will enable MasterCard credit, debit, prepaid and small business cardholders to use their Android phones for everyday purchases in-store and within Android apps. This news provides MasterCard cardholders with even more options for paying on the go using their choice of mobile device.
The ubiquity of mobile phones is changing the way consumers pay. According to a recent Federal Reserve report[1], 39 percent of all mobile payment users with smartphones have made a point-of-sale payment demonstrating the increased demand for simple and secure ways to make device-based payments. MasterCard built the foundation for secure mobile transactions, having introduced contactless payments more than a decade ago and delivering a complementary digital enablement platform in 2013 that is driving today’s mobile payment solutions.
Today, MasterCard contactless is accepted at more than three million merchants in 68 countries around the world, and our MasterCard Digital Enablement Service enables Android Pay to deliver a simple and secure payment experience so that consumers can use their cards when, where and how they want.
Starting this summer, owners of eligible Android devices will be able to use their MasterCard credit, debit, prepaid and small business cards directly through Android Pay. For consumers and merchants alike, every purchase made with a tokenized MasterCard credit, debit, prepaid or small business card will offer the same security, benefits and guarantees as any MasterCard transaction.And because Android Pay never shares the actual card number with merchants, consumers are provided with an extra layer of security.
“Mobile payments are here today, and are now an essential part of the core value proposition for new devices,” said Ed McLaughlin, Chief Emerging Payments Officer, MasterCard. “With the MasterCard Digital Enablement Service (MDES) and Android Pay, we can now use secure tokens to easily enable payments from a consumer’s connected device. Today’s news extends consumer choice and drives further ubiquity of payments on devices.”
“Mobile payments is big a priority for Google, so we've been working with major networks like MasterCard to help provide a seamless experience across a wide range of phones and stores. Android Pay will offer people further simplicity, security and choice when paying for things with their Android phones,” said Pali Bhat, Director, Product Management, Google.
Android Pay will be made available for U.S. Android users (running KitKat or higher) in the upcoming months. Contactless payments are currently accepted at major U.S. stores, restaurants, transit providers, fuel and convenience stores who will now also accept MasterCard transactions made using Android Pay. To find a listing of contactless-enabled merchant locations, download the MasterCard Nearby app or go to www.mastercard.com/contactless.
[1] “Consumers and Mobile Financial Services 2015”, March 2015, Federal Reserve
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